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Your card comes with benefits
Earn cash back
Earn cash-back rewards. Up to 4% rebate on purchases in the form of a credit issued once a year in November.
Peace of mind
Peace of mind with emergency services available through Mastercard® Global Service.
Purchase Protection
Up to US$200 for Purchase Protection per occurrence provides reimbursement for theft and /or accidental damage of purchase of the covered item.
Get additional cards
Get additional Scotiabank credit cards for family members and friends. Share the flexibility and convenience of Mastercard® credit with your loved ones. Read more.
Credit Protection
Protect your loved ones with Scotiabank Credit Protection, optional insurance that can cover the outstanding balance of your credit card in the case of death or diagnosis of a covered critical illness. Read more.
Earn more with 4% cash back.
Apply today and get a Welcome Bonus.
Get the most cash back ever on all your everyday purchases with a Scotiabank Gold Mastercard®.
Earn 4% cash back at grocery stores & gas stations, 2% at pharmacies and 1% everywhere else.*
At a glance
Up to
4% cash back rewards on purchases
TTD Annual Fee
$300
Up to
US$200 per occurrence Purchase Protection
Security in mind
Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.
Find the card that's right for you
Compare cards with our Mastercard® Benefits Comparison Chart
*Terms, conditions and exclusions apply.
*Benefits offered by Mastercard®, for details please contact Mastercard® LAC Services Help Desk 24 hours a day, 365 days a year at 1-904-636-2576 (or lac_services_helpdesk@mastercard.com)
Additional Cards
You can order additional cards at any time.
View the Credit Card Cardholder Agreement
View the Credit Card Schedule of Rates & Fees