Scotiabank Gold Mastercard®

Cash Back Rewards Terms & Conditions

Your card comes with benefits

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Earn cash back

Earn cash-back rewards. Up to 4% rebate on purchases in the form of a credit issued once a year in November.

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Peace of mind

Peace of mind with emergency services available through Mastercard® Global Service.

Purchase Protection

Up to US$200 for Purchase Protection per occurrence provides reimbursement for theft and /or accidental damage of purchase of the covered item.

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Get additional cards

Get additional Scotiabank credit cards for family members and friends. Share the flexibility and convenience of Mastercard® credit with your loved ones. Read more.

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Credit Protection

Protect your loved ones with Scotiabank Credit Protection, optional insurance that can cover the outstanding balance of your credit card in the case of death or diagnosis of a covered critical illness. Read more.

Earn more with 4% cash back.

Learn more

Apply today and get a Welcome Bonus.

Get the most cash back ever on all your everyday purchases with a Scotiabank Gold Mastercard®.

Earn 4% cash back at grocery stores & gas stations, 2% at pharmacies and 1% everywhere else.*

At a glance

Up to

4% cash back rewards on purchases

TTD Annual Fee

$300

Up to 

US$200 per occurrence Purchase Protection

Security in mind

Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.

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Find the card that's right for you

Compare cards with our Mastercard® Benefits Comparison Chart

*Terms, conditions and exclusions apply. 

*Benefits offered by Mastercard®, for details please contact Mastercard® LAC Services Help Desk 24 hours a day, 365 days a year at 1-904-636-2576 (or lac_services_helpdesk@mastercard.com)

Additional Cards

You can order additional cards at any time.

Read More

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