Bank Fees and Service Charges

Rates and fees for your accounts and services.

Last updated: February 2024

ScotiaCard™ Visa® DEBIT rates & fees


Renewal ScotiaCardTM Visa® Debit  FREE
Lost/ Damaged Replacement ScotiaCardTM Visa® Debit 
ATM Networking Fees (LINX) 
Free for Scotiabank ATMs
Withdrawal at another local bank: TT$4.00
Inquiry at another local bank: TT$0.62
Declined transaction at another local bank: TT$1.15
Point of Sale (POS) 
Debit Transaction Fee (LINX) 
Free for Scotiabank POS terminals
POS purchase on another local bank POS: TT$0.75
Inquiry on another local bank POS: TT$0.60
Declined transaction on another local bank POS: TT$0.50
ATM Mini Statement 
Use of ScotiaCardTM Overseas ++


  • US$3.50 + VISA 2% per approved transaction
  • US$3.50 per declined transaction
  • US$3.00 per inquiry


  • FX conversion rates apply

++ For transactions conducted at participating member ATMs of the ATM Global Alliance, there are no International ATM fees. 

VISA fee - 2%

All charges are inclusive of Financial Services Tax 15% unless stated otherwise. Please note that while the Bank makes every effort to keep charges to a minimum, they are subject to review.

Rates and fees are subject to intermittent review. Changes to terms and conditions, interest rates, fees and charges may be highlighted as follows:

  • Notice on website
  • Email 

The information displayed may not include all retail fees and services charges, only those applicable to standard banking transactions.

You may get all information about the fees and service charges listed above or those not covered by calling our Contact Centre at 62-SCOTIA (627-2684) or visiting your nearest Branch.