Bank Fees and Service Charges

Rates and fees for your accounts and services.

Last updated: June 2024

ScotiaCard™ Visa® DEBIT rates & fees

Renewal ScotiaCard^TMVisa® Debit	FREE
Lost/ Damaged Replacement ScotiaCard^TMVisa® Debit	$25.00
ATM Networking Fees (LINX)	Free for Scotiabank ATMs Withdrawal at another local bank: TT$4.00 Inquiry at another local bank: TT$0.62 Declined transaction at another local bank: TT$1.15
Point of Sale (POS) Debit Transaction Fee (LINX)	Free for Scotiabank POS terminals POS purchase on another local bank POS: TT$0.75 Inquiry on another local bank POS: TT$0.60 Declined transaction on another local bank POS: TT$0.50
ATM Mini Statement	Free
Use of ScotiaCard^TM Overseas ++	ATM US$3.50 + VISA 2% per approved transaction US$3.50 per declined transaction US$3.00 per inquiry POS FX conversion rates apply

++ For transactions conducted at participating member ATMs of the ATM Global Alliance, there are no International ATM fees.

VISA fee - 2%

Small Business Account Rates & Fees

Application Fee (Normal) - Loans/ Overdraft/ Credit Line & Guarantees: Readily Realized Collateral Secured Facility (RCC)	1.5% of the net amount (min. $500)
Settlement Letter	$100.00
Statement Letter	$100.00
Letter of Non-indebtedness	$50.00
Renewal Fee	¼ % to 1% of net amount, min $500.00
Wire transfers processed in branch	$150.00
Outgoing wire transfers processed via Cash Management Services	$75.00
Incoming Wire Transfer Fees	TTD currency: $75 All other currencies: $20 (in currency amount)
Returned Items	$50.00

Cheque Leaves per Book	25	50	75	100	125	150	175	200	500	1000
Cost per Book	$20.00	$40.00	$60.00	$80.00	$100.00	$120.00	$140.00	$160.00	$380.00	$760.00

All charges are inclusive of Financial Services Tax 15% unless stated otherwise. Please note that while the Bank makes every effort to keep charges to a minimum, they are subject to review.

Rates and fees are subject to intermittent review. Changes to terms and conditions, interest rates, fees and charges may be highlighted as follows:

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The information displayed may not include all retail fees and services charges, only those applicable to standard banking transactions.

You may get all information about the fees and service charges listed above or those not covered by calling our Contact Centre at 62-SCOTIA (627-2684) or visiting your nearest Branch.

Bank Fees and Service Charges

ScotiaCard™ Visa® DEBIT rates & fees

Using the Scotia Caribbean App, Scotia OnLine Banking and Scotia ATMs is easy, safe and convenient. Pay your bills, transfer funds between Scotia accounts, transfer funds to other local banks, pay your credit card and so much more - anywhere, any time.

Savings Accounts

Primary Savings - Foreign Currency Account

Transactional Accounts

Δ FREE Club S membership for customers who assign their salaries to their Payroll Access Account. Benefits include:

Small Business Account Rates & Fees

Other Services (TTD Accounts)