Total Access Senior


  • For customers 55 years and over
    Flexibility: Transact how you want to, in-branch or through self-service channels.
  • Save Money & Earn More: Pay no monthly fee for up to 12 in-branch/cheque transactions and
    earn interest on your minimum monthly balance. 
  • Convenience: 24/7 access to your money through our self-service banking channels1
  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit2

Additional Features

Manage your everyday banking needs with the Total Access Senior account. Enjoy maximum access to your money through unlimited self-service banking plus up to 12 in branch/cheque transactions*.

  • Cheque writing privileges
  • 50% off safety deposit box fees
  • Overdraft protection (subject to normal lending criteria)2
  • Don’t pay fees at Scotiabank ATMs, Scotia OnLine, Scotia Mobile Banking and when shopping with your ScotiaCard
  • Free standing orders and bank drafts
  • Interest calculated on the minimum monthly balance and paid monthly
  • Quarterly e-statements available on Scotia OnLine
  • Mobile Banking app available for iOS and Android

Additional Information

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