Total Access Senior


  • Flexibility: Transact how you want to, in-branch or through self-service channels.

  • Save Money & Earn More: Pay no monthly fee and earn interest.

  • Convenience: 24/7 access to your money through our self-service banking channels1

  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit2

  • Find a local branch

    Additional Features

    Manage your everyday banking needs with the Total Access account for just TT$5 per month. Enjoy maximum access to your money through unlimited self-service banking plus 10 branch transactions or cheques1.

  • Cheque writing privileges

  • 50% off safety deposit box fees

  • Overdraft protection (subject to normal lending criteria)2

  • Don't pay fees at Scotiabank ATMs, when shopping with your ScotiaCard and when using Scotia OnLine or Mobile Banking

  • Free standing orders and bank drafts

  • Interest calculated on the minimum monthly balance and paid monthly

  • Quarterly statements available (electronic or paper statements)

  • Mobile Banking app available for iOS, Android and Blackberry

  • Additional Information

    Savings Calculator

    Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals. 

    Learn More, Savings Calculator