Compare bank accounts.

ACCOUNT	Monthly Fee	Customer Initiated Transactions Included	Self Service Banking (ATM, P.O.S, Scotia Caribbean App, Scotia OnLine Banking)	Self-Service Transfers Between Accounts	Additional Transaction Fees	Scotiabank Savings Reward Plan Eligibility (Bonus Interests on ASP Contributions)	Pays Interest	Overdraft Protection (Subject to approval)
Total Access Account	$25.00	5 in branch or Cheque	FREE	To Scotiabank accounts: FREE To other local banks: $1.25	Branch: $10.00 Cheque: $10.00	NO	NO	YES
Electronic Access Account	$15.00	Self Service Banking	FREE	To Scotiabank accounts: FREE To other local banks: $1.25	Branch: $10.00 Cheque: $10.00	NO	NO	YES
Primary Savings Account	$12.00 if balance falls below $500 (effective Nov 1, 2025)	1 in Branch	-	To Scotiabank accounts: FREE To other local banks: $1.25	Branch: $10.00 ATM: $2.00 POS: $0.75	YES	YES	NO
Signature Savings Account	$15.00 if balance falls below $15,000	1 in Branch	-	To Scotiabank accounts: FREE To other local banks: $1.25	Branch: $10.00 ATM: $2.00 POS: $0.75	YES	YES	NO
Payroll Access Account	FREE* ^{*Your full salary must be electronically assigned}	Self Service Banking	FREE	To Scotiabank accounts: FREE To other local banks: $1.25	--	--	NO	NO
Total Access Senior	FREE	12 in branch or Cheque	FREE	To Scotiabank accounts: FREE To other local banks: $1.25	Branch: $6.00 Cheque: $6.00	NO	YES	YES
Primary Savings Foreign Currency	$2.00 if balance falls below $500 (In currency of account)	1 in Branch	-	To Scotiabank accounts: FREE To other local banks: $1.25	Branch: $1.50 (In currency of account)	NO	NO	NO
Primary Savings Junior	FREE	1 in Branch	-	To Scotiabank accounts: FREE To other local banks: $1.25	Branch: $10.00 ATM: $2.00 POS: $0.75	YES	YES	NO
Electronic Access Youth	$10.00	Self Service Banking	FREE	To Scotiabank accounts: FREE To other local banks: $1.25	Branch: $10.00 Cheque: $10.00	NO	NO	YES
Basic Access Account	$0.00	8 in branch or Cheque	-	NO	Branch: $8.00 Cheque: $8.00 ATM: $2.00 POS: $0.75	NO	NO	NO
Ultimate Savings Account	$100.00 if daily balance falls below $200,000	0 in Branch	-	To Scotiabank accounts: FREE To other local banks: $1.25	Branch: $10.00 ATM: $2.00 POS: $0.75	NO	YES	NO