Account Comparison

Choose an account that's right for your needs

Account	Monthly Fee	Customer Initiated Transactions Included	Unlimited Self Service Banking (ATM, P.O.S, ScotiaOnline, Mobile Banking	Unlimited Self-Service Transfers Between Accounts	Additional Transaction Fees	Scotiabank Savings Reward Plan Eligibility (Bonus Interests n ASP Contributions	Pays Interest	Overdraft Protection (Subject to approval)
Payroll Access Account	FREE* ^{*Your full salary must be electronically assigned}	Unlimited Self Service Banking	FREE	FREE	--	--	NO	NO
Total Access Account	$25.00	(Eff. 1 Nov, 2021) 5 in branch or Cheque	FREE	FREE	(Eff. 1 Nov, 2021) Branch: $10.00 Cheque: $10.00	NO	NO	YES
Total Access Senior	FREE	12 in branch or Cheque	FREE	FREE	Branch: $6.00 Cheque: $6.00	NO	YES	YES
Electronic Access Account	$15.00	Unlimited Self Service Banking	FREE	FREE	(Eff. 1 Nov, 2021) Branch: $10.00 Cheque: $10.00	NO	NO	YES
Electronic Access Youth	$10.00	Unlimited Self Service Banking	FREE	FREE	Branch: $8.00 Cheque: $8.00	NO	NO	YES
Primary Savings Account	$12.00 if balance falls below $1,000	1 in Branch	-	FREE	(Eff. 1 Nov, 2021) Branch: $10.00 ATM: $2.00 POS: $0.75	YES	YES	NO
Primary Savings Junior	FREE	1 in Branch	-	FREE	(Eff. 1 Nov, 2021) Branch: $10.00 ATM: $2.00 POS: $0.75	YES	YES	NO
Primary Savings Foreign Currency	$2.00 if balance falls below $500 (In currency of account)	1 in Branch	-	FREE	Branch: $1.50 (In currency of account)	NO	NO	NO
Signature Savings Account	$15.00 if balance falls below $15,000	1 in Branch	-	FREE	(Eff. 1 Nov, 2021) Branch: $10.00 ATM: $2.00 POS: $0.75	YES	YES	NO