Electronic Access Account

An account designed for clients who prefer to bank digitally. 

Is this Chequing Account right for you?

Right for you if you:

  • Can benefit from a discounted monthly account fee
  • Enjoy self-service banking
  • Can benefit from cheque writing priviliges1
  • Use for everyday banking such as purchases, ATM transactions and transfers
  • Want to pay no fees when you use Scotia ATMs, shop with your ScotiaCard™ and, make transfers to other Scotia accounts
  • Want to make third party transfers using the Scotia Caribbean App and Scotia OnLine Banking 
  • Are interested in Overdraft Protection2

May not be right for you if you:

  • Are interested in only opening a savings account that earns interest 

Top reasons to choose this account.

Account benefits

  • Discounted monthly account fee
  • Self-service banking using Scotia ATMs, Scotia Point of Sale (POS) machines, the Scotia Caribbean App and Scotia OnLine Banking

Grow your money

  • FREE when you use Scotia ATMs, use your ScotiaCard™ and when you make transfers between Scotia accounts using the Scotia Caribbean App and Scotia OnLine Banking

Scotia perks

  • Monthly electronic statements
  • Cheque writing privileges1
  • Overdraft protection2

Tools and advice.

Choose an account that's right for you. 

Compare our chequing and savings accounts.

Start here

Ready to get started?