Electronic Access Account
If you're new to Scotia and would like to open an account online, here's what you'll need.

Features
- Convenience: 24/7 access to your money through our self-service banking channels.
- Save money: Low monthly fee and unlimited self-service banking.1
- Peace of mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit.2
Additional Features*
Unlimited self-service banking.*
Don’t pay fees when using Scotiabank ATMs, the Scotia Caribbean App or Scotia OnLine Banking, and when shopping with your ScotiaCard.1
- Overdraft protection2
- Cheque writing privileges1
- Quarterly statements available (electronic statements)
Additional Information
*
Transactions that can be completed via our alternate channels (Scotia Caribbean App, Scotia OnLine Banking & Scotia ATMs) will not be considered as "free" and will incur a fee, when completed in branch.
1
A transaction fee applies for in branch/ cheque transactions.
2
Normal lending criteria apply.