Electronic Access Account

If you're new to Scotia and would like to open an account online, here's what you'll need.


  • Convenience: 24/7 access to your money through our self-service banking channels.
  • Save money: Low monthly fee and self-service banking.1
  • Peace of mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit.2

Additional Features*

Get access to self-service banking via the Scotia Caribbean App and Scotia OnLine Banking.* 

Don’t pay fees when using Scotiabank ATMs and when shopping with your ScotiaCard.1

  • Overdraft protection2
  • Cheque writing privileges1
  • Quarterly statements available (electronic statements)
  • Enjoy free transfers between Scotiabank Accounts
  • Make third party transfers to other local bank accounts via the Scotia Caribbean App and Scotia OnLine Banking
  • View your account balance, transaction history and more on the Scotia Caribbean App. Available for iOS and Android.

Additional Information