Electronic Access Account
If you're new to Scotia and would like to open an account online, here's what you'll need.

Features
- Convenience: 24/7 access to your money through our self-service banking channels.
- Save money: Low monthly fee and self-service banking.1
- Peace of mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit.2
Additional Features*
Get access to self-service banking via the Scotia Caribbean App and Scotia OnLine Banking.*
Don’t pay fees when using Scotiabank ATMs and when shopping with your ScotiaCard.1
- Overdraft protection2
- Cheque writing privileges1
- Quarterly statements available (electronic statements)
- Enjoy free transfers between Scotiabank Accounts
- Make third party transfers to other local bank accounts via the Scotia Caribbean App and Scotia OnLine Banking†
- View your account balance, transaction history and more on the Scotia Caribbean App. Available for iOS and Android.
Additional Information
†
View Current Rates and Fees.
*
Transactions that can be completed via our alternate channels (Scotia Caribbean App, Scotia OnLine Banking & Scotia ATMs) will not be considered as "free" and will incur a fee, when completed in branch.
1
A transaction fee applies for in branch/ cheque transactions.
2
Normal lending criteria apply.