Electronic Access Account
An account designed for clients who prefer to bank digitally.
Is this Chequing Account right for you?
Right for you if you:
- Can benefit from a discounted monthly account fee‡
- Enjoy self-service banking
- Can benefit from cheque writing priviliges1
- Use for everyday banking such as purchases, ATM transactions and transfers
- Want to pay no fees when you use Scotia ATMs, shop with your ScotiaCard™ and, make transfers to other Scotia accounts
- Want to make third party transfers using the Scotia Caribbean App and Scotia OnLine Banking
- Are interested in Overdraft Protection2
May not be right for you if you:
- Are interested in only opening a savings account that earns interest
Top reasons to choose this account.
Account benefits
- Discounted monthly account fee‡
- Self-service banking using Scotia ATMs, Scotia Point of Sale (POS) machines, the Scotia Caribbean App and Scotia OnLine Banking
Grow your money
- FREE when you use Scotia ATMs, use your ScotiaCard™ and when you make transfers between Scotia accounts using the Scotia Caribbean App and Scotia OnLine Banking
Scotia perks
- Monthly electronic statements
- Cheque writing privileges1
- Overdraft protection2
♢
Transactions that can be completed via our alternate channels (Scotia Caribbean App, Scotia OnLine Banking & Scotia ATMs) will not be considered as "free" and will incur a fee, when completed in branch.
1
A per transaction fee will apply for branch/ cheque transactions (if allowance is exceeded).
2
Normal lending criteria / terms and conditions apply.
‡
Discounted monthly account fee when you assign your salary electronically.
Tools and advice.
Choose an account that's right for you.
Compare our chequing and savings accounts.