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Basic Access Account
A basic bank account for your minimal day-to-day banking needs.
Right for you if:
- You do not have an existing bank account at any local bank.
- Your deposits, withdrawals or transfers do not exceed $84,000 TTD annually.
Account features
- View your quarterly electronic statements, account balance, transaction history, pay bills, transfer funds and more using the Scotia Caribbean App, Scotia OnLine Banking or Scotia ATMs.
International wire transfers, credit and overdraft facilities are not available for this account type.
Account fees
- No monthly service charge*
Ready to open a Basic Access Account?
As a new customer, you will need to make an appointment online to visit a branch nearest to you, with the following supporting documents:
- One valid form of ID [Passport, National ID Card, Driver’s Permit]
- Proof of income/ source of funds
Banking for Seniors
If you’re 55 years or older, you pay no monthly fees and you can bank in person with 12 FREE in-branch/cheque transactions. Get 24/7 access to your money by using Scotia ATMs, the Scotia Caribbean App or Scotia OnLine Banking.
Additional Information
*
For transaction-related fees, please view Current Rates and Fees.
1
Persons who wish to use the Basic Access Account as a joint account may do so, understanding that in the event they wish to open additional, individual accounts, they will need to consider an alternate account type.
2
A fee applies on your 9th in-branch transaction within the same month. View Current Rates and Fees.