Home is where your story grows.
Our Advisors will show you mortgage solutions customised to your needs, so you can enjoy your home knowing you made the right decision.
Get prequalified.
All you need is a valid photo ID†
Benefits of prequalification:
- Find out how much you can spend on your new home.
- Show potential sellers that you're able to borrow.
- Gather documents for the mortgage application process.
Buy new, with 10% down.
Get tailored interest rates.
Customised repayment terms.
Already have a Mortgage?
Switch to Scotia and get a special interest rate & money back.
Here’s how it works:
Discuss your financial situation and agree to a credit check.
Receive a letter stating the Mortgage amount for which you have prequalified; including the terms and monthly payments.
Interested in building or renovating?
Learn more about our Home Builder Loan.
Mortgage Reference Rate
View the latest rates.
Credit Protection
In the event of your death or the diagnosis of a specific health crisis, your Mortgage can become a financial obligation to your family. Learn how Credit Protection can prevent this from happening.