Mortgage Centre

Buy the home. Build the memories.

Home is where your story grows.

Our Advisors will show you mortgage solutions customised to your needs, so you can enjoy your home knowing you made the right decision.

Downpayment

Buy new, with as little at 10% down.

Repayment

Customised repayment terms.

rates

Get special interest rates.

mortgage switch

Switch to Scotia and get a special interest rate & money back.

 

Get prequalified on the spot. 

All you need is a valid photo ID

Benefits of prequalification:

 

  • Find out how much you can spend on your new home.
  • Show potential sellers that you're able to borrow.
  • Gather documents for the mortgage application process.

 

Here’s how it works:

Step 1

Send us an email on homeandautoadvice@scotiabank.com

Step 2

Discuss your financial situation and agree to a credit check.

Step 3

Receive a letter stating the Mortgage amount for which you have prequalified; including the terms and monthly payments.


Interested in building or renovating?

Learn more about our Home Builder Loan.

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Mortgage Reference Rate

View the latest rates.

Credit Protection

In the event of your death or the diagnosis of a specific health crisis, your Mortgage can become a financial obligation to your family. Learn how Credit Protection can prevent this from happening.

Ready to get started?