Mortgage Centre

Take the shortcut home.

Our mortgage specialists will show you mortgage solutions customized to your needs, so you can enjoy your home knowing you made the right decision.

Get prequalified on the spot.

All you need is a valid photo ID

Benefits of prequalification:

Find out how much you can spend on your new home.

Show potential sellers that you're able to borrow.

Gather documents for the mortgage application process.

Here’s how it works:

Statement Icon

Step 1

Send us an email on homeandautoadvice@scotiabank.com

Call Out Icon

Step 2

Discuss your financial situation and agree to a credit check.

Statement Icon

Step 3

Receive a letter stating the Mortgage amount for which you have prequalified; including the terms and monthly payments.

Tools & Information

Checklist Icon

Getting started is easy

View our mortgage application checklist.

Interested in building or renovating?

Learn more about our home builder loan.

House Icon

Mortgage Reference Rate

View the latest rates.