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Your card comes with benefits
Purchase protection
Up to US$100 for Purchase Protection per occurrence provides reimbursement for theft and /or accidental damage of purchase of the covered item
Build your credit history
Using the Scotiabank Mastercard® responsibly can help you get approval for larger loans later, such as a mortgage or car loan.
Credit life protection
Protect your loved ones with optional life insurance that covers the outstanding balance of your credit card in case of death.
Convenient
Get instant cash advances from any ATM worldwide.
Safer than cash
With Mastercard® Global Service, you have worldwide 24-7 emergency service for lost or stolen cards.
Get additional cards
Family members can enjoy the same flexibility and convenience for a small fee. Learn More.
MAGNA Rewards
The Scotiabank MAGNA Rewards Programme is a loyalty programme that partners with the best merchants in industries such as groceries, pharmacies, hardwares and more.
Supermarkets
Pharmacies
Hardwares
Learn more about MAGNA Rewards.
At a glance
TTD Annual Fee
$225
Earn additional
MAGNA Rewards Points with every purchase
Security in mind
Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.
Find the card that's right for you
Compare cards with our Mastercard Benefits Comparison Chart
Request Additional Cards
View the Credit Card Cardholder Agreement
View the Credit Card Schedule of Rates & Fees