Total Access Account

If you're new to Scotia and would like to open an account online, here's what you'll need.


  • Flexibility: Bank how you want, through the banking channels you want.
  • Convenience: 24/7 access to your money through our self-service banking channels.
  • Peace of mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit.2

Additional Features

Manage your everyday banking needs with the Total Access account.

Enjoy maximum access to your money through unlimited self-service banking, plus 5 in branch or cheque transactions.1

  • Cheque writing privileges1
  • Quarterly statements available (electronic statements)
  • View your account balance, transaction history and more on the Scotia Caribbean App. Available for iOS and Android.
  • Overdraft protection2
  • Don’t pay fees at Scotiabank ATMs, Scotia Caribbean App or Scotia OnLine Banking when shopping with your ScotiaCard

Additional Information