Total Access Account

If you're new to Scotia and would like to open an account, here's what you'll need.


  • Flexibility: Bank how you want, through the banking channels you want.
  • Convenience: 24/7 access to your money through our self-service banking channels.
  • Peace of mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit.2

Additional Features

Manage your everyday banking needs with the Total Access account.

Enjoy maximum access to your money through self-service banking, plus 5 in branch or cheque transactions.1

  • Cheque writing privileges1
  • Quarterly statements available (electronic statements)
  • Overdraft protection2
  • Don’t pay fees at Scotiabank ATMs and when shopping with your ScotiaCard
  • Enjoy free transfers between Scotiabank Accounts
  • Make third party transfers to other local bank accounts via the Scotia Caribbean App and Scotia OnLine Banking
  • View your account balance, transaction history and more on the Scotia Caribbean App. Available for iOS and Android.

Additional Information

Ready to get started?