Payroll Access Account


  • No Monthly Service Charge

  • No fees at Scotiabank ATMs

  • Unlimited self-service transactions

  • No Scotiabank Point of Sale fee

  • Additional features

    Enjoy special rates and rebates plus exclusive discounts at partner merchants when you open a Payroll Access Account and assign your salary; Membership is free! 

  • No fees

    • on transactions at Scotiabank ATMs & Point of Sale machines
    • annual membership waived in first year for all approved credit cards
    • annual fee waived in first year for all approved Scotia Line Gold accounts
  • 50% discount

    • on application fee for Mortgages and Scotia Plan Loans
    • on mortgage appraisal fees    
  • Unlimited self-service transactions

    • deposits at Scotiabank ATMs
    • transfer between account holder’s Scotiabank accounts
    • credit Card payments via Online Banking
    • bill payments via Online Banking
    • third Party transfers to other Scotiabank account holders via Online Banking
  • Access to pre-approved offers

  • Additional Information