Deposit Insurance

Deposit Insurance Payouts

Deposit Insurance payouts would become payable only after a member institution has been closed by or with the approval of the Central Bank as a result of financial difficulties

Local Currency Deposits insured by the Deposit Insurance Corporation

  • Savings Account (including interest)
  • Chequing Account (including interest)
  • Fixed Deposit Accounts (including interest)

Note: The type of account (whether chequing, savings, certificate of deposit or other forms of deposit) has no bearing on the amount of insurance coverage. All such forms of deposit accounts owned by the same depositor in the same right and capacity will be added together for purposes of computing the depositor’s maximum insurance claim.

Deposit insurance coverage

Please check Deposit Insurance Corporation’s website for the most up to date coverage limits:   https://dictt.org/deposit-insurance/