New Electronic Access Youth accounts are not being opened at this time. Find out more about the Electronic Access Account.
Electronic Access Youth
An account designed for clients 18 to 25 years who prefer to bank digitally.
Is this Chequing Account right for you?
Right for you if you:
- Want to pay a discounted monthly account fee
- Enjoy self-service banking
- Are between 18-25 years old
- Can benefit from cheque writing priviliges1
- Use for everyday banking such as purchases, ATM transactions and transfers
- Want to pay no fees when you use Scotia ATMs, shop with your ScotiaCard™ and, make transfers to other Scotia accounts
- Want to make third party transfers using the Scotia Caribbean App and Scotia OnLine Banking
- Are interested in Overdraft Protection2
May not be right for you if you:
- Are interested in only opening a savings account that earns interest
Top reasons to choose this account.
Account benefits
- Discounted monthly account fee
- Self-service banking using Scotia ATMs, Scotia Point of Sale (POS) machines, the Scotia Caribbean App and Scotia OnLine Banking
Grow your money
- FREE when you use Scotia ATMs, use your ScotiaCard™ and when you make transfers between Scotia accounts using the Scotia Caribbean App and Scotia OnLine Banking
Scotia perks
- Monthly electronic statements
- Cheque writing privileges1
- Overdraft protection2
♢
Transactions that can be completed via our alternate channels (Scotia Caribbean App, Scotia OnLine Banking & Scotia ATMs) will not be considered as "free" and will incur a fee, when completed in branch.
♢
Transactions that can be completed via our alternate channels (Scotia Caribbean App, Scotia OnLine Banking & Scotia ATMs) will not be considered as "free" and will incur a fee, when completed in branch.
1
A per transaction fee will apply for branch/ cheque transactions (if allowance is exceeded).
2
Normal lending criteria / terms and conditions apply.
Tools and advice.
Choose an account that's right for you.
Compare our chequing and savings accounts.