Credit Protection For Mortgages.

Safeguard your family's mortgage debt.

With Life Insurance, your outstanding loan balance will be paid up to the policy maximum if you die.

With Health Crisis Insurance, your outstanding loan balance is paid up to the policy maximum if you are diagnosed with a critical illness.

Credit Insurance for Mortgages can cover both the borrower and the co-borrower if joint coverage is selected.

Max enrollment age is 65 years.

Credit Protection for Residential Mortgages.

What would happen to your home if you suddenly passed away or were diagnosed with a specified health crisis? Credit Protection for Residential Mortgages not only safeguards your family's mortgage debt, but also protects them from having to change the way they live at a time when they need comfort and stability the most.

Give yourself peace of mind.

Give yourself and your family the financial comfort and peace of mind of a paid-off home with Credit Insurance for Residential Mortgages. 

With Credit Insurance, the principal and interest remaining on your mortgage will be paid, up to the policy maximum* so your loved ones aren't burdened by mortgage payments and can maintain the lifestyle they have now.

Premiums are determined by your age and mortgage balance on the date of application. The younger you are, the less you pay. Combine Health Crisis Insurance with Credit Life Insurance and you'll enjoy comprehensive coverage, plus additional discounts on your premium. And if your co-borrower also enrolls for coverage, you'll enjoy even greater savings.

 

With Life Insurance, your outstanding loan balance will be paid up to the policy maximum if you die. Rest assured that your family will be protected if you pass away.

 

With Health Crisis Insurance, your outstanding loan balance will be paid up to the policy maximum if you are diagnosed with a heart attack, stroke, cancer or suffer the loss of limbs, or the loss of sight in both eyes caused by an accident or illness.

Premiums are determined by your age and mortgage balance on the date of application. The younger you are, the less you pay. Combine Health Crisis Insurance with Credit Life Insurance and you'll enjoy comprehensive coverage, plus additional discounts on your premium. And if your co-borrower also enrolls for coverage, you'll enjoy even greater savings.

A note from the insurer:

In this section, we have attempted to explain clearly and briefly the coverage available under this plan. *Coverage is subject to terms and conditions: policy maximums, specific limitations and exclusions, including age restrictions, and a pre-existing condition as described in the Enrollment Form and the Certificate of Insurance which you will receive upon purchase. Insurance is underwritten by ScotiaLife Trinidad and Tobago Limited (a wholly owned subsidiary of Scotiabank Trinidad and Tobago Limited). 

Get Credit Protection, today.