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Chequing Accounts
Everyday banking made easier.
Total Access
A day-to-day chequing account with value-added features.
- 5 FREE branch/ cheque transactions1
- Cheque writing privileges1
- Overdraft protection2
- Access monthly electronic statements
- Unlimited transactions at Scotia ATMs and Scotia Point of Sale (POS) machines
- Unlimited transactions using the Scotia Caribbean App and Scotia OnLine Banking
$25.00/ mth
Electronic Access
An account designed for clients who prefer to bank digitally.
Enjoy a 50% discount on the monthly account fee‡
- Cheque writing privileges1
- Overdraft Protection2
- Access monthly electronic statements
- Unlimited transactions at Scotia ATMs and Scotia Point of Sale (POS) machines
- Unlimited transactions using the Scotia Caribbean App and Scotia OnLine Banking
$15.00‡/ mth
Payroll Access
Enjoy unlimited self-service transactions.
Get access to special rates and discounts with FREE Club S membership*
- 25% discount on application fee for Mortgages and Scotia Plan Loans
- Annual membership waived in the first year for all approved credit cards
- Annual fee waived in first year for all approved Scotia Line Gold accounts
- Access monthly electronic statements
- Unlimited transactions at Scotia ATMs and Scotia Point of Sale (POS) machines
- Unlimited transactions using the Scotia Caribbean App and Scotia OnLine Banking
No monthly account fee*
Total Access Senior
A chequing account designed for clients 55 years and over.
- 12 FREE branch/ cheque transactions
- FREE standing orders and bank drafts
- Cheque writing privileges1
- Overdraft protection2
- 50% off safety deposit box fees
- Access monthly electronic statements
- Unlimited transactions at Scotia ATMs and Scotia Point of Sale (POS) machines
- Unlimited transactions using the Scotia Caribbean App and Scotia OnLine Banking
No monthly account fee.
Electronic Access Youth
An account designed for clients 18 to 25 years who prefer to bank digitally.
- Cheque writing privileges1
- Overdraft protection2
- Access monthly electronic statements
- Unlimited transactions at Scotia ATMs, Scotia Point of Sale (POS) machines
- Unlimited transactions using the Scotia Caribbean App and Scotia OnLine Banking
$10.00/ mth
♢
Transactions that can be completed via our alternate channels (Scotia Caribbean App, Scotia OnLine Banking & Scotia ATMs) will not be considered as "free" and will incur a fee, when completed in branch.
1
A per transaction fee will apply for branch/ cheque transactions (if allowance is exceeded).
2
Normal lending criteria / terms and conditions apply.
‡
50% discount on monthly account fee if your payroll or salary is electronically credited to the account.
*
When you assign your salary electronically, you pay no monthly account fee and you get access to Club S membership. Terms and conditions apply.
Trinidad & Tobago Deposit Insurance Corporation (DIC):
Deposits in Trinidad and Tobago are insured by the DIC against loss should the bank where it is held fail. For more information, please visit: www.dictt.org
Deposits in Trinidad and Tobago are insured by the DIC against loss should the bank where it is held fail. For more information, please visit: www.dictt.org
Tools and advice.
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Compare our chequing and savings accounts.