Loan approval process requirements. 


Home Builder Loan

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Construction contract

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Property Appraisal Form

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Architect’s Certificate or Quantity Surveyor’s Report

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Evidence of Builder's Insurance/All Risk Insurance

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Building Permits/Planning approvals

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Approved municipal plan (where applicable)

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Up to date property tax

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Certificate of Title/Mortgage Deed

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Evidence of clear title

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Drawdown schedule, timeframe and expected date of completion

Once the loan is approved and you’ve signed all loan agreement documents and a charge is registered on the property, you are ready for Step 4.



Have in place your down payment and contingency funds in your Scotiabank account for the sole purpose of the loan.


Remember, you will need funds to cover insurance costs during the construction period along with your other living expenses and debt.

Ready to get started?

Speak to us today.