Account Terms and Conditions

1. The monthly fee for the Banking Plan is waived if the required daily closing balance in the savings account is maintained throughout the month. If the required daily closing balance is not maintained during a given month, the monthly fee will be charged to the Plan’s savings account. In the event that either the savings or everyday bank account in the Plan is closed any remaining account in the Plan will be converted to a Total Access Account or a Primary Savings Account, as applicable. The regular service charges and monthly fees associated with the new account will apply.


2. Excludes non-Scotiabank ATM transactions, and transactions conducted at out-of-country ATMs (see your branch for applicable fees), transfers to third parties or involving accounts held at other financial institutions; Sundry transaction fees apply (eg. Stop payment of cheques, wire transfers, ATM transactions done at other bank’s machines, etc).


3. See branch for current interest rates and fees.
Interest rates quoted are subject to change at anytime without notice.

No charge for deposits 

Service charges, account features and/or benefits outlined are subject to change without notice (in accordance to local laws). All fees are quoted in Trinidadian dollars, unless otherwise specified. Interest rates quoted are subject to change at anytime without notice.