Term Deposits

Earn a competitive rate of interest on surplus cash for a term that best suits your investment needs. We'll help you improve your cash flow management with security and convenience.

With Scotiabank Term Deposits you receive:

  • Security – With Term Deposits, your initial investment (principal) is protected.

  • Liquidity – With our range of other deposit products, you'll have the liquidity you need. Terms can be as short as 31 days or up to 5 years.

  • Predictable Returns – Competitive returns without sacrificing security.

  • Scotiabank's Term Deposit options:

    Fixed Terms

    • Highest available guaranteed rate of interest
    • Interest payments annually or at maturity
    • Available in multiple currencies
    • Available terms from 31 days to five years

    Find out more, Fixed Terms
    Fixed Term - Monthly Income

    • Many of the same features as our Fixed Term Deposits
    • Regular monthly income stream
    • Available terms from one year to five years
    • Available in TTD

    Find out more, Fixed Term - Monthly Income

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    (868) 625-3566