How-to transfer funds to others.

Transfer funds to clients at Scotiabank and other local banks. 


Understanding your Scotia account number: The first 5 digits in your account number represent the Branch Code which identifies the location your account was opened. 

 

Need to receive funds from another local bank? Be sure to have the sender check the number of characters required in the account number field. Depending on the other bank's requirements, your sender may need to add or omit the zeroes that follow the Branch Code. You may find your Branch Code here.

Let's get started.

Follow the steps below.

Step 1 - Launch the App and sign in.

Launch the Scotia Caribbean App and sign in. Depending on your security settings, you will need to verify your identity through FACE ID, Touch ID or by entering a verification code, that is sent to your registered email.

You should receive your verification code in your email's inbox immediately. If you don't see it, check your spam and/or promotions folder. If after a couple minutes, it's still not there, click the "Send me a verification code" link.

Scotia Caribbean app Sign-in screen.

Step 2 - Go to the "Move money" tab.

Tap on the "Move money" icon at the bottom of your screen, to get started.
Scotia Caribbean app accounts screen with Transfers icon second from the left along bottom edge.

Step 3 - Select "To others".

In the "Move money" section, select transfer "To others" to choose from your list of added recipients. 

You must add a transfer recipient beforehand, in order to make a transfer. Click here to learn how-to add a transfer recipient.

Scotia Caribbean app accounts screen with Transfers icon second from the left along bottom edge.

Step 4 - Select your account.

On this page, use the drop down to select the account from which you would like to make the transfer. 

Step 5 - Select a recipient.

Use the drop down to view your list of saved recipients and select the one you would like to make a transfer to.

If you're transferring funds to a recipient that has already been added, enter the name into the search bar and it will automatically pop up. Select the recipient name then, move on to the next step.

To others screen with From, To and Amount options selected above Terms & Conditions checkbox and Slide to transfer button.

Step 6 - Enter your transfer details.

Enter the amount you would like to transfer and, you may also choose to add an optional message for your recipient.

Note: Effective March 11, 2024, transfers from your Scotiabank account to other local banks via the Scotia Caribbean App and Scotia OnLine Banking will cost $1.25 each. Reminder: your transfers from Scotia-to-Scotia accounts remain free.

To others screen with selections for review above Terms and Conditions checkbox and Slide to transfer button.

Step 7 - Review and transfer.

Review the terms and conditions, the cut off times and the cut off limits. Check the box to agree to the terms and conditions. When you're ready to proceed, slide to transfer.

 

To others screen with selections for review above Terms and Conditions checkbox and Slide to transfer button.

Step 8 - Success! You've made a transfer to another account.

You will receive a payment confirmation receipt and a reference number that you can keep for your records or share with your recipient. 

 

Your transfer was accepted! Make another transfer.