How-to transfer to others.

Transfer money to people at Scotiabank and other local banks. 

Understanding your Scotia account number: 
The first 5 digits in your account number represent the Branch Code which identifies the location your account was opened. 


Need to receive funds from another local bank? Be sure to have the sender check the number of characters required in the account number field. Depending on the other bank's requirements, your sender may need to add or omit the zeroes that follow the Branch Code. You may find your Branch Code here.

Let's get started.

Follow the steps below.

Step 1 - Launch the App and sign in.

Launch the Scotia Caribbean app and sign in. Depending on your security settings, you will need to verify your identity through FACE ID, Touch ID or by entering a verification code, that is sent to your registered email.

You should receive your verification code in your email's inbox immediately. If you don't see it, check your spam and/or promotions folder. If after a couple minutes, it's still not there, click the "Send me a verification code" link.

Scotia Caribbean app Sign-in screen.

Step 2 - Go to the Transfer tab.

Tap on the 'Transfers' icon at the bottom of your screen to view your transfer options.
Scotia Caribbean app accounts screen with Transfers icon second from the left along bottom edge.

Step 3 - Select 'to others'.

On this page, select transfer 'to others' to choose from your list of added recipients. 

Click here to view our step by step guide if you wish to add a new Transfer Recipient.

Transfers screen with Between my accounts, To others, Manage recipients menu options.

Step 4 - Enter transfer details.

  • Select the account you would like to transfer funds from
  • Then, choose a recipient
  • Next, enter the amount
  • Finally, read and agree to the terms and conditions

If you're transferring funds to a recipient that has already been added, enter the name into the search bar and it will automatically pop up. Select the recipient name then, move on to the next step.

If you need to add a new recipient, click here to learn how. 

To others screen with From, To and Amount options selected above Terms & Conditions checkbox and Slide to transfer button.

Step 5 - Review and transfer.

Review your transfer details and amount. When you're ready to proceed, slide to transfer.

You will then receive a payment confirmation and a reference number that you can keep for your records.  


To others screen with selections for review above Terms and Conditions checkbox and Slide to transfer button.

Step 6 - Success! You've transferred to another account.

You will now receive a payment confirmation receipt and a reference number that you can keep for your records or share with your recipient. 


Your transfer was accepted! Make another transfer.