How-to open an additional account

No need to visit a branch. If you already have an existing Deposit account or Credit Card, you can open an additional account using the Scotia Caribbean App.

Let's get started. 

Follow the steps below to open a new account  from your smartphone.

Step 1 - Launch the app and sign in.

Launch the Scotia Caribbean App and sign in. Depending on your security settings, you will need to verify your identity through FACE ID, Touch ID or by entering a verification code, that is sent to your registered email.

You should receive your verification code in your email's inbox immediately. If you don't see it, check your span and/or promotions folder. If after a couple minutes, it's still not there, click the "Send me a verification code" link.

Scotia Caribbean app Sign-in screen.

Step 2 - Tap "Open new account"

From the home screen, under the "Banking" area, tap "Open new account"  

Step 3 - Confirm some details.

Confirm that you are opening the account for yourself and opt in to electronic document delivery, then tap 'continue'.

Step 4 - Review the accuracy of your information.

Select the answers to the questions on this page, then tap 'continue'.

Step 5 - Select the account that best suits you.

Review the list of Chequing and Savings accounts, then tap the one that best suits you. 

After reviewing, select the account type you would like to open then tap 'continue'. 

Tip: For help choosing an account, view our Day-to-day Banking page and Account Comparison.


Step 6 - Review the account details.

Ensure that you understand the opening and maintenance requirement of the selected account, then tap "continue".

Tip: In order to activate your new account, you'll need to deposit the minimum opening balance on the same day the account is opened.  

New account details: Review this information.

Step 7 - Select your preferred branch.

Your new account will be assigned to the branch in your current profile, you can keep this location or change it, then tap "continue".


Step 8 - Almost there! Just a few more deets.

Complete the additional questions, then click "submit".


Step 9 - Review all submitted information.

After verifying your information, tap "continue".


Step 10 - Review all legal documents before you proceed

Be sure to review the legal documents and tap "agree and continue".

Terms & Conditions: Let's take a moment to review the following legal documents.
Almost there! To serve you beter, we would like to know more about our banking goals.

Step 11 - Success! You created an additional account.

Congratulations! Your new account has now been created. It will now appear in your accounts list in the banking area.

Reminder: in order to activate your new account, you'll need to deposit the minimum opening balance on the same day the account is opened.  

No need to visit a branch, you can transfer funds to this new account in the App. 

Congratulations! Your new account has now been created!

Need help with the Scotia Caribbean App?