How to transfer funds to your own loan

Make an additional payment to your loan.

Let's get started.

Follow the steps below.

Step 1 - Launch the app and sign in

Launch the Scotia Caribbean app and sign in. Depending on your security settings, you will need to verify your identity through FACE ID, Touch ID or by entering a verification code, that is sent to your registered email.

You should receive your verification code in your email's inbox immediately. If you don't see it, check your spam and/or promotions folder. If after a couple minutes, it's still not there, click the "Send me a verification code" link.

Scotia Caribbean app Sign-in screen showing Username field, empty password field, checked Remember my username box, and Use Face ID option.

Step 2 - Go to the Transfer tab

Tap on the "Transfer" icon at the bottom of your screen to view your transfer options.
Scotia Caribbean app home screen with Transfer icon near bottom edge.

Step 3 - Select "Between my accounts''

On this screen, select the first option: Between my accounts.

Transfers screen listing options, starting with Between my accounts.

Step 4 - Enter transfer details

  • Select the account you would like to transfer funds from
  • Then, select the loan you would like to transfer funds to
  • Next, enter the amount.
  • Review payment limits and details 

This service allows you to pay amounts due on your loan and up to 2 advance payments towards your next loan installments. Your next payment due date may be adjusted accordingly.

Note that this is not a pre-payment of your principal balance. If you would like to make a pre-payment of principal (in part or full), please visit your branch.

A fee will apply for early settlement of your loan. 

Between my accounts screen with From, To, and Amount details.

Step 5 - Review and transfer

Review and verify your transfer details and amount. When you're ready to proceed, slide to transfer.


Between my accounts screen with To information for review, and Slide to transfer button.

Step 6 - Congrats! You've successfully made a payment to your loan

You will now receive a payment confirmation receipt and a reference number that you can keep for your records.  


Your transfer was accepted! message with Amount, From, To and Date confirmation.