Term Loans for Business

You want to borrow to grow your business.

Help when you're planning to purchase major fixed assets.

Based on your short or long-term business goals, you have the option of choosing either a fixed or variable rate loan.

Overview

Based on your short or long-term business goals, you have the option of choosing either a fixed or variable rate loan.

Loans up to TTD equivalent of USD $500,000*

*Conditions Apply

Flexible payment options and terms that let you match your loan to your cash flow
Competitive fixed or variable interest rates
Flexible repayment periods of up to 15 years
Options to make partial or full pre-payments at any time without penalty

Fixed Rate Loans

A fixed-rate loan offers you the peace of mind of consistent payments, regardless of fluctuations in base interest rates.

Lock in at a specific fixed rate for lower borrowing costs when you make regular payments
Maintain your budgeted costs even when base interest rates rise
Make blended payments that can go towards principal and interest. 

Payments towards a fixed rate loan must be consistent - you cannot make full or partial payments without a penalty.

Variable Rate Loans

A variable-rate loan provides you the opportunity to save on interest costs immediately when the base interest rate decreases.

Save money when interest rates get lower
Make partial or full principal pre-payments at any time without penalty

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