Experience a world of better off.
Welcome to
Members enjoy special rates, rebates and exclusive discounts at partner merchants. Simply open a Payroll Access Account, assign you salary & membership is free!
Visit the nearest Scotiabank branch to open a Payroll Access Account, today.
Designed with you in mind
Banking benefits
Access to pre-approved offers.
No monthly service fee on Payroll Access Account
No fees:
- On transactions at Scotiabank ATMs & POS machines
- Annual membership waived in 1st year for all approved credit cards
- Annual fee waived in 1st year for all approved Scotia Line Gold accounts
25% discount
- On application fee for Mortgages and Scotia Plan Loans
- On Mortgage appraisal fees
Unlimited self-service transactions and deposits at Scotiabank ATMs
- Transfer between account holder’s Scotiabank accounts
- Credit Card payments via Online Banking
- Bill payments via Online Banking
- Third Party transfers to other Scotiabank account holders via Online Banking
Lifestyle benefits
- 25% off on Application Fee for Mortgages & Scotia Plan Loans
- 25% rebate on Mortgage appraisal fees
- Access to pre-approved offers
- No monthly fees
- No fees at Scotiabank ATMs
- No annual fee in 1st year for all approved credit cards + more
- No annual fee in the first year for all approved ScotiaLine Gold accounts
- No Credit Bureau fee for new mortgages & loans
- Unlimited self-service transactions
Merchant Offers
Unless stated otherwise, all minimum spends shown below are vat exclusive. View the Terms and Conditions: Scotiabank CLUB S Programme
Online & others
Food
Vacation
Wellness
How do I sign up?
Open a Payroll Access Account at your nearest Scotiabank branch and assign your salary.
You'll need:
- 1 form of valid ID.
- A job letter (within 3 months) and/or last payslip.*
- Proof of address within 3 months (e.g. utility bill in your name).
- Fill out our Salary Reassignment form to assign your salary to your new Payroll Access Account.
How do I redeem at partner merchants?
- Present your Card.
- Pay with your Scotiabank Debit or Credit Card.
Already have a Scotiabank account?
- Visit your home branch to convert your existing account to a Payroll Access Account.
- Fill out our Salary Reassignment form to assign your salary to your new Payroll Access Account.
More questions?
Check out the FAQ section.
On transactions at POS machines and Scotiabank ATMs