Make your moves with us, this Christmas.

Whether you need advice on customised borrowing solutions for your new or used vehicle, your home renos or large purchases; we listen, so every plan is tailored to your unique needs. 

Apply for a Scotia Plan Loan (SPL), refinance your existing one, or apply for a NEW credit card, today. Over $350,000 in prizes to be WON. 

New loans & refinances
offering dollar

Set sail on a cruise for two (2) on the Virgin Voyages Scarlet Lady. Comes with return flights for two (2) and spending money.

New loans & refinances
percentage in circle

A trip for two (2) to Los Angeles. Comes with return flights for two (2), hotel and spending money.

New loans & refinances
money

A trip for two (2) to Miami. Comes with return flights for two (2), hotel and spending money.

New credit cards

Apply for a NEW credit card, activate and use it by 31-Jan-2023, and you can be 1 of 19 customers to WIN $10,000 cash back.


With a Scotia Plan Loan, you can:

offering dollar

Buy a new car or van.

percentage in circle

Get your home renos done.

money

Upgrade your furniture and appliances.

Customise your repayment terms. 
Get up to $4,000 cash back on Auto SPLs.

Use your credit card and get rewards.

offering dollar

Shop at grocery stores, wholesale clubs, hardware stores + more!

percentage in circle

Have dinner with friends and family, or order takeout from your fave restaurants.

money

Try Scotia SelectPay™.

Turn your credit card purchases into bite-sized monthly installments.

Terms and Conditions